Credefi and Brickken Partner to Enable Permissionless Lending for Tokenized Real-World Assets

Credefi, a decentralized credit protocol, has announced a strategic partnership with Brickken, a platform for regulated tokenization. This collaboration marks a significant advancement in bridging traditional finance with decentralized finance (DeFi). Holders of tokenized securities issued via Brickken can now use these assets as collateral to borrow USDC on Credefi's platform, entirely without intermediaries.

The integration eliminates the need for institutional middlemen, approval desks, or centralized arbitration. Loan terms—amount, duration, and interest rate—are negotiated directly between borrowers and lenders. All transactions are executed through smart contracts, ensuring collateral is held securely until repayment or liquidation. The framework adheres to European regulatory standards, including MiCA and MiFID, with compliance ensured by Brickken.

Previously, tokenized securities were often limited to custodial arrangements or passive speculation. This partnership unlocks a new utility for these assets: active liquidity provision while maintaining borrower control over loan parameters. Lenders gain access to a novel yield-generating opportunity backed by real-world assets.